Transfers to other Finbit customers are free and land instantly.
Three savings accounts, interest worked out every day and paid every month, and no fees for opening, closing or moving money.
If you might need the money soon, Easy Access keeps it one tap away. If you can leave it alone, Fixed Term pays more. Goal Saver splits your savings into named pots so each plan has its own balance.
Rates are shown as AER, the rate you would earn over a year with interest added each month.
Earn interest and move money back to your checking account whenever you need it.
No notice period and no limit on withdrawals. Money moved to your checking account arrives straight away.
The rate is variable and we will tell you in the app before it changes.
Lock your money away for 12 months and get a rate that will not change.
Your rate is fixed for the whole term, so you know exactly what you will earn.
If you need the money early you can still close the account, with a charge equal to 90 days of interest.
Split your savings into named pots for a holiday, a deposit or a rainy day.
Give each pot a name and a target, and set a regular amount to move across on payday.
Every pot earns the same rate and you can move money between them at any time.
Every figure here is a product fact you can check once your account is open, not a survey result.
$1
Smallest amount to open Easy Access
3
Savings accounts to choose from
5
Goal Saver pots you can run side by side
$0
Fees to open, close or move money
Something missing? Send us a message and a person will reply.
The Fixed Term Saver rate is fixed for the whole term. Easy Access and Goal Saver rates are variable, and we tell you in the app before they change.
Yes, by closing the account. We charge the equivalent of 90 days of interest, and you always get back at least what you paid in.
Interest is calculated on your balance every day and paid monthly. AER shows what you would earn in a year with interest added each month.
Opening an account is free and takes about five minutes. You need your ID details and a phone, nothing else.
We serve customers from every background with straightforward accounts, honest pricing and support from people who answer.