Transfers to other Finbit customers are free and land instantly.
Checking accounts with a clear monthly fee, interest on everyday balances and an adviser when your savings outgrow a current account.
Most people need one account for bills and spending, and somewhere for money that should grow. We keep the choice short so you can compare it in a minute.
Every personal account comes with a virtual debit card, free transfers to other Finbit customers and a transaction PIN on every payment.
A current account for your salary, bills and card spending, with no monthly fee.
Get paid into it, pay bills from it and spend online with a virtual card. Transfers to other Finbit customers are free and arrive straight away.
There is no minimum balance, so a quiet month never costs you anything.
Everything in Everyday Checking, plus interest on the money you keep in it.
Interest is worked out on your balance every day and paid on the last working day of each month.
Keep $1,000 or more in the account for the whole month and the monthly fee is waived.
For larger balances: a named contact, higher card limits and priority support.
Your support tickets go to the front of the queue and are handled by a named contact who knows your account.
Ask for a higher spending limit on any of your cards, and get a printed annual statement for your records.
Ready-made portfolios and planning with an adviser for retirement, income and family goals.
An adviser looks at your income, savings and plans, then recommends a portfolio that matches how much risk you are comfortable with.
You can see every holding and every fee in the app. The value of investments can go down as well as up, and you may get back less than you put in.
Every figure here is a product fact you can check once your account is open, not a survey result.
$0
Monthly fee on Everyday Checking
4
Personal accounts to choose from
15
Minutes of inactivity before automatic sign-out
4
Digits in the PIN that approves each payment
Something missing? Send us a message and a person will reply.
Yes. You can open an Everyday account for bills and an Interest or Premium account alongside it. Each has its own account number.
Interest is calculated on your balance at the end of each day and paid into the account on the last working day of the month.
You pay the monthly fee for that month only. If your balance is above the waiver level for the whole of the next month, the fee is waived again.
Opening an account is free and takes about five minutes. You need your ID details and a phone, nothing else.
We serve customers from every background with straightforward accounts, honest pricing and support from people who answer.