Fund stock, equipment or a new hire with fixed monthly repayments.
- Representative APR
- From 6.9%
- Amount
- $5,000 to $250,000
- Term
- 1 to 7 years
Check your rate
Borrowing with the full cost in sight
Fixed repayments, no early repayment fees and a quote that shows the total you will pay back before you apply.
Loans for the plans you are making
Checking your rate uses a soft search, which does not affect your credit score. You only see a hard search on your file if you accept an offer and apply.
Rates shown are representative. The rate you are offered depends on your circumstances and may be higher.
Loan types
Buy a new or used car from a dealer or a private seller and own it from day one.
- Representative APR
- From 5.4%
- Amount
- $3,000 to $60,000
- Term
- 1 to 6 years
Check your rate
Combine card and loan balances into one monthly payment with an end date.
- Representative APR
- From 7.9%
- Amount
- $2,000 to $40,000
- Term
- 1 to 5 years
Check your rate
Pay for a new kitchen, a roof or an extension without touching your savings.
- Representative APR
- From 5.9%
- Amount
- $5,000 to $50,000
- Term
- 1 to 7 years
Check your rate
Smaller loans for people rebuilding their credit, with on-time payments reported every month.
- Representative APR
- From 19.9%
- Amount
- $500 to $5,000
- Term
- 6 to 36 months
Check your rate
Spread a larger cost over up to ten years to keep each repayment low.
- Representative APR
- From 6.4%
- Amount
- $10,000 to $100,000
- Term
- Up to 10 years
Check your rate
Borrowing, by the numbers
The terms that apply to every Finbit loan, whichever one you choose.
-
$0
Fee for repaying early
-
6
Types of loan
-
10
Longest loan term in years
-
$250k
Largest business loan
Loan questions
Something missing? Send us a message and a person will reply.
Will checking my rate affect my credit score?
No. We use a soft search to show your rate. A full credit check only happens if you accept the offer and apply.
Can I repay a loan early?
Yes, in full or in part, at any time and with no fee. You only pay interest up to the day you repay.
How quickly will I get the money?
Once your loan is approved and you sign the agreement, the money is paid into your Finbit account, usually the same working day.
Take charge of your money, starting today.
Opening an account is free and takes about five minutes. You need your ID details and a phone, nothing else.